Sandy was born in Baltimore, Maryland. After graduating in 1979 she was hired by the Federal Bureau of Investigation (FBI) in Washington, DC. At the FBI, Sandy held the position of Administrative Assistant to the Director and Exhibit Specialist for the Laboratory Division. After nine years she resigned to start a family. In 1987, Sandy was hired by Hull Company Accountants, Inc as the evening receptionist during tax season. At this point, Sandy realized she enjoyed tax work and started attending night classes at Carroll Community College. In 1991, she was promoted to a tax preparer for Hull Company Accountants and to assist in the educational seminars for the Maryland Society of Accounting and Tax Professionals. Sandy decided to work full-time for MSATP in 1994. Under the mentoring of Donald Hull, Sandy was appointed to Executive Director in 2010. Sandy resides in Westminster with her husband, Gene. Sandy and Gene enjoy going to sporting events and traveling with their two grown sons, Bill and Nate.