Karen Schaeffer, CFP, is the Managing member and co-founder of Schaeffer Financial LLC. She has been advising clients for over thirty years and has developed a diverse client base. Karen is a popular lecturer and seminar leader on topics from minimizing estate taxes to developing investment strategies to planning for retirement. Karen is currently certified by the CFP Board, and holds health and life insurance licenses. Her publishing credits include articles in Business Review, Best's Review, and the Financial Planning Encyclopedia and has appeared on many radio and television programs including the Wall Street Journal Review, a syndicated television program.